Statin Drugs, CoQ10 and Vitamin D: What You Need to Know and Why

One of the most commonly prescribed drugs for adults is a drug from the Statin class;these drugs are intended to lower cholesterol in an effort to decrease the risk of developing a heart attack

Look around you at your co-workers, family members, friends, or even just those at the supermarket. Either you or one of these people is taking or have taken a Statin drug. It has been estimated that 8 out of 10 adults have taken a Statin drug, with over 200 million new prescriptions written each year (some are written for those who took them the previous year).

Unfortunately, they are also the most common drug that people stop taking because of its side effects. It is estimated that 54% of those taking Statin drugs stop taking them after 2 – 3 months.

Many of the side effects, however, are caused by a deficiency in CoQ10(short for Co-enzyme Q10) resulting from the action of the Statin drug in the liver. It usually takes 3 months for a person to experience the side effects of CoQ10 deficiency.

Statin drugs work in the liver to inhibit the enzyme HMG-CoA reductase. This enzyme is responsible for manufacturing 70% of the cholesterol the body uses. However, another use of this enzyme is to manufacture CoQ10 which is essential to the body—meaning the body can make all the CoQ10 it needs so long as this enzyme is working. Without that enzyme, the body cannot make the CoQ10, and the body will suffer if the nutrient isn’t supplemented or taken into the body from the diet.

Looking at the side effects that most trouble someone taking a Statin drug, these are the signs of a deficiency of CoQ10: memory loss, depression, fatigue; shortness of breath; irregular heart rhythm, palpitations; leg cramps or heavy, aching legs; diabetes; and impotence. The main symptoms that causes people to stop taking the drug is the effect on the legs—the pain or heaviness sensation. The second-most common is loss of libido or impotence.

CoQ10 in itself has heart-protective properties. Statin drugs are intended to help reduce the risk of a heart attack; but studies have shown they have little effect on the prevention of a heart attack. Perhaps it is because the drug causes a deficiency in CoQ10.

Several of the other side effects of these drugs are caused by a deficiency of vitamin D; this drug class depletes vitamin D. These side effects are: depression, anxiety, Seasonal Affective Disorder (SAD); shortness of breath; muscle weakness or osteoporosis; loss of or diminished hearing; increased risk of cancer; rheumatic pain; or decreased appetite or food cravings.

Therefore, unless otherwise contraindicated, it is a good idea to supplement with both CoQ10 and vitamin D daily while taking a Statin drug. Although some doctors are recommending fish oil supplements to their patients, most fish oil supplements do not contain enough of either CoQ10 or vitamin D to offset the deficiency created by the drug. Therefore, it is recommended a person take 100mg CoQ10 and 50,000 IU vitamin D daily.

If you would like to increase your dietary intake of these nutrients, you can find higher levels of CoQ10 in fish, beef and poultry; or in pistachios or peanuts. Although you can find CoQ10 in foods, most have too low of amounts to counteract the deficiency created by a Statin drug. It is best to take a supplement.

For vitamin D, foods rich in this nutrient are cold water seafood, enriched milk, liver, and fortified cereal. If you get 20 minutes of sunshine daily (unprotected by sunscreen), you are likely getting enough vitamin D to offset the deficiency created by the drug.

Since we are talking about supplements, it may be a good idea to take a supplement to protect the liver as Statin drugs are very hard on the liver and over time, liver damage can occur. Consider a supplement such as Milk Thistle, ALA (alpha lipoic acid) or NAC (n-acetyl cysteine) to help protect the liver from damage.

As a note, be aware that a Statin drug interferes with absorption of ALL nutrients ingested; therefore, it is recommended this drug be taken at bedtime so that nutrients from your meals throughout the day get absorbed. But do not take with pomegranate or grapefruit juice as these juices increase the side effects of the drug and can greatly increase the risk of liver damage or disease. It may also cause neuropathy (nerve damage).

As always, talk to someone knowledgeable in both supplements and medical drugs before taking any supplements.

It is possible to take a medical drug and diminish or remove the side effects of that drug—sometime you need to look to nature to do it. Just be wise and make sure what you take from nature is compatible with the drug.

How to avoid Repossession of your Car during Bankruptcy?

Car is no longer a luxury for an American; it has become a necessity for his survival.

Don’t worry about your car, when you file for Chapter 7 bankruptcy. You can keep using your car during bankruptcy. You just have to inform the bankruptcy court about your decision by filling an official document called Statement of Intention (SOI).

Why is it important to take a quick decision about your car?

When a person files for bankruptcy, the “Automatic Stay” prevents creditors from repossessing your assets. But, the stay is not absolute. The lender can ask the bankruptcy court to remove the stay and repossess your car. So, it is important that you take care of your car before filing for bankruptcy.

If you want to keep your car during Chapter 7 bankruptcy and don’t want it to repossess, you have two other options:

1. You can opt for Redemption and pay a lump sum amount to the lender. The amount will be equal to the current value of the car.

If you have money to cover the current value of your car, you can opt for redemption and buy the car disregarding the total loan balance. For example, your total loan amount may be $15,000 but if the car’s current value is just $10,000, you will have to pay $10,000 only.

2. You can enter into a contract with your lender and continue to make payments to the lender as if you did not file for bankruptcy. It is called Reaffirmation.

Now, most people who file for bankruptcy don’t want to part with a large amount of money. So, redemption is a less popular choice. If you want to keep using your car during bankruptcy, you can choose reaffirmation and continue making smaller payments to the lender in comparison to making a lump sum payment.

What are the benefits of Car Loan Reaffirmation?

• Impossible to get loan approval

Lenders don’t provide car loan approval to people in bankruptcy. Also, it becomes very difficult for people with a history of recent bankruptcy to obtain a loan. So, it is wise to stick to your current loan program.

• Higher loan terms

Even if you manage to get approval, the interest rates are exceptionally high on post-bankruptcy auto loans. It is extremely risky to obtain a loan with exorbitant rates because it will impair your credit score.

• Upper hand in the negotiation process

If you let the car repossess, lender will have to carry out a lot of processes to recover money. He/she will have to sell the car at an auction and accept whatever money he/she receives. So, it is in his/her interest that you keep making payments. You can take advantage of this situation and obtain lower rates on your loan.

So, now that you know all about car loan reaffirmation, do not worry about your car during bankruptcy.

Travelers Can Locate Many Hotels near Chandigarh Railway Station

Chandigarh is a beautiful city that attracts people from various corners of the world. It is the capital of two Indian states, Haryana and Punjab and plays host to people from different walks of life, including politicians, students as well as corporate and media professionals. These travelers always look for comfortable accommodation, and facilities clubbed with pocket friendly tariffs for their stay in Chandigarh. And the hotels in Chandigarh come as easy rescue for the latter.

These hotels can be contacted through the Internet or with the help of travel agencies. People can grab details of tariffs, the facilities and rooms while browsing the website and also through travel agencies. Most hotels encourage online booking facility, because it is a feasible procedure for travelers to book their accommodation in advance, before reaching the city, giving time to the hotel authorities to plan adequately for the stay.

Travelers can reach Chandigarh through road, rail and air. For those who reach the city through rail, there are several hotels near Chandigarh railway station to choose from. These hotels are classified as budget; deluxe, five and four star, making it easy for travelers to choose as per their requirement. In addition to this, people also reach out to the hotel authorities directly and get the required details about the rooms, their packages, tariffs and facilities on the same day they reach. One can also have a glimpse of the rooms and the hotel and then get on with booking the accommodation. The ambiance of the hotels is sound proof as windows and doors are made using sound proof material. With all outside noises at bay, the travelers enjoy the serenity after a long tiring trip.

Most people look forward to business meetings, family gatherings and celebrations as well as family outings while in Chandigarh. Chandigarh hotels fulfill the need of everyone and help in providing all facilities and amenities for ensuring success of the said event. The hotels have excellent facilities for organizing meetings, sound proof halls to avoid noise, projectors and screens, audio-visual systems for sound clarity, stationary, classroom seating arrangement to accommodate more than forty people, air-conditioners and blowers, depending upon the weather and even snacks/lunch.

For those who wish to organize a grand wedding celebration, these hotels offer enough space for the functions, accommodating even large extended Indian families In fact, these Chandigarh hotels also help in organizing meals, contacting interior designers, electricians and others. Interested people are required to contact the management and discuss the tariffs as well as the availability of space for the required days. The tariffs may vary in comparison to the other available packages. Therefore, it is suggested to plan meetings/gatherings in advance to avoid last minute hassles.

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